Mortgage Blog

Useful Articles About Lending, Mortgages, And Other Home Buying Items

There is so much information on the internet about buying a home you could go nuts researching it all. So we bring you the AZ Lending Experts Blog where we'll provide news and informations about mortgages, lending, and other home buying information. We'll consolidate it down into small but usefull articles so you can get the facts you need from one simple, reliable source.

Should I Choose a 30-year or 15-year Mortgage?

When it comes to buying a home with a mortgage, the choice is usually between a 15-year and a 30-year mortgage. But what's the best term to choose?

Buying a home with a low credit score may seem hopeless... but it's not!

Several government and private lending programs cater to borrowers with less than perfect credit, making home ownership within reach for a larger number of prospective buyers.

FHA Down Payment Assistance Program Puts more Phoenix Renters "Within Reach" of Home Ownership

For most Americans, owning a home is preferable to renting. This is especially true in the current Phoenix housing market.

What Credit Score Do I need to Qualify for a Mortgage?

An individual’s credit score is the compilation of their payment history and related information that the major credit bureaus have.

How Rising Interest Rates Affect your Ability to Buy a Home in the Phoenix Market

Over the past several years, we have enjoyed historically low mortgage interest rates.

How to Buy an Investment Property with a 3.5% Down Payment

Perhaps you have wanted to become a real estate investor, but were perplexed about how to get started.

New First Responder Mortage Benefit Program by AZLE!

First Responders, professional and volunteer alike, are the nation’s first line of defense.

3 Helpful Tips for a Clean Mortgage Approval

Purchasing a home is a big step. Don't let the load process stress you out!

Three Loan Programs That Offer 100% Financing

Are you wanting to purchase a home but the down payment is holding you back? What if I told you AZ Lending Experts has 3 different loan programs that offer 100% financing.

Buying a House With Student Loans Can Be Sticky

Did you know the most recent reports indicate that 44.2 million Americans have student debt? It is important to know your options.

3 Free Real Estate Apps That You Can't Afford Not To Use

If you are looking to buy a home, you're likely starting our search online. We picked out three must-have apps to help you start off right.

Six Tips That Every Home Buyer Should Know And Follow in 2017

2017 is upon us and the Phoenix real estate market has been projected to be the #1 real estate market in the US. Use our 6 tips to help make your new home buying process easier.

10 Tips To Sell Your Arizona Home

Looking to sell your AZ home quickly and easily. Follow our simple 10 tips for a better home-selling experience.

5 Steps To Buying Your First Home

It is time to find your own place. However, as a first time home buyer, it is hard to know where to start. The home buying process can be a very difficult process for the first time home buyer but our steps make it easier.

How Long Do You Have To Wait After A Short Sale?

If you experienced a short sale and want to get another mortgage loan, you may be wondering how long you’ll have to wait. Due to new lending guidelines it may be as short as 1 year!

Phoenix Mortgage Company – On-Time Closing Guarantee!

The absolute most important question to ask yourself when working with a mortgage broker or lender is, can they close on-time? This could make the difference between moving into the home of your dreams, to losing it all together.