Conventional Home Loans
Most lenders would consider a conventional mortgage as a loan that conforms to the guidelines set forth by Freddie Mac and Fannie Mae, the two government sponsored enterprises.
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Jumbo Mortgage Financing
A jumbo mortgage is a mortgage with a loan amount above conventional conforming loan limits. This standard is set by the two government-sponsored enterprises.
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FHA Mortgage Loans
The FHA's goals are to improve housing standards and conditions, provide an adequate home financing system through insurance of mortgage loans and to stabilize the mortgage market.
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Reverse Mortgage Senior Loans
A lifetime loan available to seniors, and is used to release the home equity in the property as one lump sum or multiple payments. The homeowner's obligation to repay the loan is deferred until the owner dies.
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203k Rehab Loans
The financing for this loan will include the purchase price, as well as the improvements you are either required to do to be able to live in the home, or that you want to do, such as upgrade the kitchen.
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VA Mortgage Loans
The basic intention of the VA direct home loan program is to supply home financing to eligible veterans in areas where private financing is not generally available and to help veterans.
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First Time Buyer Programs
If you are seeking information on first time buyer programs in Arizona, you've come to the right place. Our team at AZ Lending Experts has been helping first time buyers just like you get approved for loans for over a decade.
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